Insurance Info
Don’t Bark Up the Wrong Tree with Insurance Companies
What to Do Immediately When a Tree Falls on Your Property
1. Immediate Safety Steps
Stay away from downed power lines and don’t attempt to remove large branches yourself. If the tree is blocking access to your home or poses an immediate danger, call us for emergency removal at 770-394-0905.
2. Document Everything
Take photos of the damage from multiple angles before anything is moved. Insurance companies need to see the original scene, and we'll help you document what they need for your claim.
3. Understand Your Coverage
Georgia homeowner's insurance typically covers tree removal only if the tree damages a structure like your house, fence, or shed. A healthy tree that falls due to wind? Usually covered. A dead tree that you knew was problematic? Probably not covered, which is why proactive tree care matters.
4. Neighbor's Tree on Your Property?
In Georgia, you're responsible for damage to your property regardless of where the tree originated. Your insurance should cover repairs, though they may pursue your neighbor's insurer for reimbursement.
For complete emergency removal services and insurance support, visit our emergency tree removal page, where we detail our 24/7 response process.
How to deal with insurance when a tree falls
We've helped hundreds of Atlanta homeowners navigate both the emergency response and the subsequent paperwork. Our certified arborists understand what insurance companies need to see, and we're here to make sure you get the coverage you deserve.
Don’t navigate tree damage alone
Dealing with fallen trees and insurance claims doesn't have to be overwhelming. Our certified arborists have the experience to handle both the tree work and the documentation your insurance company requires.